we all had a running bet on whether bowman could ruin this bank as quickly as he ruined american bank. looks like he has done it. great job!!!!!!!!!! honestly, how in the world can you continually run organizations in to the ground and still keep a job? how is that possible? it's freakin' brilliant! and do you ever get down on your knees and just thank God for how lucky you were to be hired by a group of cowards and nincompoops that cannot get out their own way? what CEO could take over a profitable organization with minor defaults,torch it and still keep their job? and who will you con next? please let me know so i can sell that stock before you get there.