Your short shoes must have pinched your short toes real bad. So bad that you forgot your manners, which you were supposed to learn in kindergarten.

TARP is only about 1/3 the amount of the shelf offering. TARP may be repaid some other way.
"The shelf registration . . . affords the OPPORTUNITY to POTENTIALLY move quickly into the capital markets should an opportunity for expansion become available over the next few years. " - Jack Wagner Pres & CEO 9/4/9 (CAPS = mine)
Seems to me, there are many small troubled banks from Bellingham to Spokane to Bend that the FDIC would need to unload to a well capitalized survivor bank that can raise even more capital. These FDIC supported acquisitions are a chance for great leverage. JIMHO BWDIK DYODD - and, - GLTA! :o)