I think our biggest foe is the market itself. I believe we can see that number by Feb. if and only if we don't have a market meltdown by then. CIT just had to be bailed out and it might just be the tip of the iceberg when it comes to business and commercial loan defaults. I highly doubt Christmas this year is going to be very rosie for retailers.

Gold is setting new highs and the dollar is killing itself. Be interesting to see just how much longer the fed can keep interest rates low, before inflation skyrockets.