Why do you always insist on making a fool of your self?? A while back, a doctor posted how he has accumulated many VLY shares, you called him a liar. Is it your opinion that everybody is a have nothing such as yourself. It's obvious from your postings that you hate yourself, your life and the entire world. Get smart, buy a few VLY shares. YOU WILL BE HAPPIER. Then go find another stock to bash, there are many, and, you will be right.