Jim Cramer has a run-rate of 40%, Google the sites that track him...you realize that a coin-toss gives you 50%?

Cramer is adept to move entertainment to a level of small profits, albeit profits.
You never get a two-three-four banger by selling...never!

His motto of 25% is not investing, its return. I have discovered over 30 yrs of investing, that small profits never cover large market downturns.

Time is your friend, use it wisely, watch the fundies and add on dips.
The day you sell, should be the happiest day of your life, not remorse.

Yeah, been around a long, long time.