Where do I start here, this message board is as good as any...One of my goals is to have enough income from dividend producing stocks to replace my salary, i.e have enough capital up fronth so that it is not only my wages, but also my pension going forward, aslo I can pass onto my kids as their wages when I don't need it any more. I use telechart to list all 7000 stocks & ETF's and sort by dividend, I look for price going up long term on chart and 10% of greather dividend, and then read up on stock/etf. I like the monthly paying ones as it simulates my pay check. Where I am having the problem with is the stock/etf continuing to pay, i.e. if the EPS is less that the Div. Yield. how does the company pay mroe that it is earning, of is the dividend paid before the EPS number is printed. and number 2) is the amount of primary capital, it is much less if the company is paying 15% vs 10%. Anybody else of the same mind set, here are some of the funds I use, DSU, EMF, ZTR, EOS, PFL.....etc. Sorry for the longwinded discussion, but not sure how to open it up other than this...