Bought some shares this morning for $12.24. This stock is too cheap in the $12's or lower. I have been in and out of this stock and anytime I buy in the 12's or lower it appreciates nicely. I only bought half my shares today, so if it drops lower, I will avg down. Got in on a small divy tomorrow too.

Anyone listen to the transcript of the latest CC? Interesting idea how they plan on re-structuring their account fees.

Just be patient, this bank has been conservative in their lending, they are getting more deposits and once loan losses subside, earnings will jump and so will the stock!