Net income available to shareholders has dropped 25.49% from the same period last year. Non-performing assets up 906.29%


Along with these plummeting ratios (you REALLY have to "WORK AT IT" to make these look this bad). Change from 2008:

Return on average assets (14.13%)
Return on average assets-tangible (13.83%)
Return on average equity (29.68%)
Return on average equity-tangible (35.95%)
Return on common equity (39.29%)
Return on common equity-tangible (38.97%)
Net interest margin (12.36%)


Hello? --- who the H is *running* this bank anyhow?
(Running in this context is unmistakedly running it into the ground)


RECOMMENDATION: unload shares, move on



GR, CFA