Speaking of acquisitions: I have been buying Tamalpais Bank. I think it's oversold here at $4.5 to $5 which is about half of book value, and I think it would make sense for a bank like BMRC or another to buy it while the company is undervalued. BMRC could really take marketshare in Marin County if they bought TAMB. They could also get some cost savings out of consolidating management, branches, etc.