The statement that the stock has been downgraded to sell is false. It is true that Schwab has reduced their proprietary rating system from "market perform" to "market underperform". But this rating is essentially an entirely quantitative rating based on various inputs such as profitability. The rating system is proven over the long term but cannot be relied upon to provide buying and selling guidance on a day-to-day basis. Schwab did not issue a "sell" on this company.