Put on your party hat and jump in the pool! That seems to be the mentality now that the market has rallied huge in such a short time. From what I have heard, sidelined cash is now flooding the market. I feel badly for these latecomers. Not only were they the last ones out at the bottom, they are becoming be the last ones in on the top.......all by simply following the guidance of their "professional" financial planner. They were screaming about their retirement funds 6 months ago......but this time around they may be doing much more than just screaming. Any guess as to the speed and depth of the next sell off?