after ten years. This whole system was a crime. Everytime I'd call I'd get harassed by them as they demanded me to first pay a ransome to the collection agency, then pay the debt.

Finally, I got a letter asking me to pay 3000. That's what I really owed with interest, before they were demanding I pay 12,000. The larger amount is six times what I originally borrowed.

The whole student loan business was a big fraud on the government and the taxpayers. There's no denying that.