Insiders are saying watch for heavy losses in the 3rd quarter, mostly due to investment losses at STC affiliate Asset Preservation, a 1031 Exchange Company. These losses are related to investments last year in the stock market and securities. Competitors First American Title and Fidelity Title have figured out how to turn the "tide" and stop the bleeding, STC not there yet, the current of the "rip tide" may be to strong for survival.