Thanks for starting the thread, Custom. The DD you suggest on the 2Q results now out should be meaty and perhaps even fun, given the many and diverse positive trends.

A long-time debate on this board was whether Selective had the power to control its own destiny or was just hostage to the cycle and the economy. I think the results are a hearty endorsement for long-term strategy planning and execution against those strategies. They also suggest that investors can control their destiny by knowing their investments and being confident to take advantage of declines. If anyone wants to discuss some of the substance of the earnings report, such as Selective's moves with agents to attract non-contractor customers and the actions on personal lines, suggest away. Always interesting to see whether folks want to talk real stuff.