Or, you could look at it as a nice tax write-off. The trick to making money in the market is to cut your losses early, while you let your winners run. RF isn't a winner. Just look at many of the signs.....a horrific chart, negative earnings, earnings misses, god knows how many bad loans....do I really need to go on? It goes down and down each quarter....you could, of course, wait til your loss, and thus your tax write-off, is bigger......