RBCAA is another Ponzi scheme just like the “150 yr sentenced” Bernard Madoff . The SEC is investigating there “financial scandal”, and it will be in everyone’s best interest if the SEC requires RBCAA to restate there earnings without the RAL income. This will be true bank earnings. This means their earnings will be about 50% less than what they have reported YOY. Look at the cash flow numbers, they speak for themselves. I hope the SEC doesn’t allow this type of behavior. We know New York City doesn't, Bernie got 150 yrs. If you own RBCAA you are an idiot.