http://finance.yahoo.com/news/Pacific-Ca...

You can read the whole article, but the juicy stuff is this:

Capital Ratios

At September 30, 2009, the Company’s wholly-owned subsidiary, Pacific Capital Bank, N.A. had a Tier 1 leverage ratio of 5.6%, a Tier 1 capital ratio of 7.9% and a Total Risk-Based capital ratio of 10.8%. These ratios exceed the levels to be considered “well capitalized” under generally applicable regulatory guidelines. However, the Tier 1 leverage ratio and Total Risk-Based capital ratio were not sufficient to meet the higher levels that the Bank has agreed with the Office of the Comptroller of the Currency (the “OCC”) to maintain.