I notice from your age you are getting an early start in the market and more than likely limited funds. I would think hard
about starting a Roth IRA if you are able to put away a few dollars for older years. I trade in both regular IRA's and Roth
IRA's. I did not have a Roth until I was semi retired and wish
many times I had not listened to my CPA when we had a chance to convert regular to Roth and 5 years to pay the tax
and he advised not to convert. Making money and keeping the
profit is much better. Check all the rules before you do this but I think you will be glad you did.