A five year CD pays about 3%. But banks are highly leveraged and subject to failure if the economy slips. LDR gets income even in a bad economy because all medical and nuclear workers that could be exposed to radiation need LDR type monitors. The company has been doing this business for over 50 years. The dividend is 4% and has been as steady as you get. The stock price should grow with the 8% growth rate of LDR. So conservatively, LDR should give about 6-8% return until something changes the business model.