I cannot understand how the institutional holders can idly sit back and watch this stock continuously erode to today's price of $10.37. In Dec of '08 the average closing price was in the $12.++ range. The range fell to the $11's in August of '09. All except one day(9/10 when it closed at $11.03), the September closing price was in the $10.'s. Kearny's mgt couldn't have gotten away with this putrid showing during the not too long ago "dissident" era. They would have demanded a board seat, asked for mgt's resignation, instituted a class action suit, etc. They put the pressure on and got favorable shareholder results. A quick review shows that the 8 top institutional and fund holders each lost $1.9 to $1.1 MM dollars @ the $2.00 loss / share. Apparently they must not care!