you aren't broke yet...........you mother is in the hospital without any insurance because dad lose his job last yr............buckle up babe..........you still have another 2&1/2 mos. of unemployment coming............so for Christ sake ...get your credit card out ...you are an American.....buy yourself a cup of coffee at Starbucks ....GO shop at J Crew.......do what is expected..............AXA one of the largest Ins co in the world has dropped $4/share to $25 while earning nearly $3/share next yr...........doesn't it make a lot of sense for STARBUCKS to be $20 earning 80 cents ..and J Crew to be up here ..... makes sense to so many !!!........IMO