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The latest quarterly earnings report at Pacific Capital (Santa Barbara Bank & Trust) should be alarming to JTX.
Pacific Capital is bleeding. It is doubtful that they are going to be able to cash flow those JTX RALs next spring. http://banktalk.org/2009/11/04/the-twili... Something to look out for. JTX should be doing the work now to find a new partner. Rating :
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