Whatever the result was in Q3, they improved credit, liquidity and capital (SOLID FOUNDATION FOR ANY COMPANY)

... we will continue to take additional steps in the coming months to improve EVEN more," stated Mike Alley, Chairman and CEO.

"During the third quarter, we successfully repositioned our securities portfolio, reduced commercial real estate loan balances, improved Integra's Bank's capital ratios, and stabilized our non-performing asset levels and credit losses. These actions are consistent with our intent to maintain STRONG liquidity and capital positions, while continuing to reduce non-performing assets and credit losses," Alley added.

STRONG FORECAST Q4 and FISCAL YEAR 2010, and that's what matters.