Ah yes, what did I tell you. I knew there would be a loss. These are increasing their bad debt reserve for the THP and other fiasco loans that aren't being paid. Oh and in a different light I spoke to a stockholder who is a lawyer who offered assistance to HNBC when all the rumors about THP defaulting were coming to a head. I heard that Paul refused the help and as Paul told me one time he had everything under control. Ya, Paul, like we really can believe that. Isn't it funny that at the end of 2007 in the fourth quarter results commentary Paul said that the bank had minimal exposure to Loan Losses. Talk about a royal lie, I don't know how else to describe it.