This bank is a a sweet one. As an individual investor that is getting older, and looking for a good return in the next 5 years, this is a sure thing. I have multiple accounts with Home bank, I have first hand info that they are solid and this is not my first "Bank to go Public" and make a nice tidy profit. Today's news of bank scares...s'not here. This stock will sit quietly and not do nothing...then it'll be 13 within a day...quiet again for some time, then 14...five years from now, it's a 20+/share. It's a pattern with these types of plays. Have a nice day.