Now that they've gotten their income downturn turned around this year, and the stock has been largely overlooked while it's happened, I'm thinking about jumping in. The concern of course is the thin market, and the atrocious spreads. I guess putting in a limit order between the spread and waiting for a downtick to provide incentive to get filled is the only logical way to enter w/ $3 spreads. A market maker must have pulled out of this stock because looking back several months, the spreads were much narrower even with the tiny volumes.

Lots of insider buying - consistently - and consistent deposit growth, which I expect to jump even more as people pull out of equities and out of big banks exposed to toxic assets... which now I think include a lot of prime mortgages, commercial real estate, credit card debt, etc. There's some small banks w/ lower PE's or price/book, but they generally have declining deposit growth or more exposure to loan defaults, fannie and freddie.