From the Q & A yesterday.

Darrin Peller - Barclays Capital

Okay. What about -- Paul, maybe for you on Brazil -- you touched on this in the past but there is certainly more -- some more excitement coming around that area, given the changes between Rediguard and Visa -- and I know in the past you mentioned it being sort of a long-term opportunity but is there anything kind of maybe that’s changed that view over the past couple of months being more near-term?

Paul R. Garcia

No, it’s -- it is very interesting and you’re right, the market is certainly fascinating to watch and as we’ve talked before, it’s Brazil, Russia, India and China, so we are kind of RIC, we’re not in BRIC yet and Brazil clearly is in our radar but we are looking more at a five-year horizon for having any real presence in South America, absent some wonderful opportunity.

And what’s down there right now is very expensive and very -- an evolving and quite complicated but also very interesting so I would say stay tuned and we are getting more involved in that market.

*************

I guess things got more interesting today, maybe they will find a way into that market, if not they still seem to be doing fine.