It looks like the two recently hired guys were brought on to dress up Carver for a sale. Let's hope. Few banks have disappointed stockholders as badly as Carver.

Mark A. Ricca has joined Carver in the newly created position of Executive Vice President and Chief Risk Officer. In this role, Mark will oversee internal audit, compliance, credit and legal matters, and the corporate secretary's office. Mark brings to his position over 20 years of experience with audit, legal and front line business responsibilities in banking and industry.

Thomas Sperzel, CPA, has joined Carver as Senior Vice President and Controller. Tom is a 15 year veteran of audit and financial reporting in the banking and audit fields. His most recent banking experience was as Controller of City and Suburban Federal Savings Bank, where he was responsible for overseeing all aspects of financial and regulatory reporting, FDICIA implementation, evaluation of acquisition targets, and management of external auditors.