Here's an informative post just for you greggy LoL!!!:

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Capstead earned $42 million and $127 million during the quarter and nine months ended September 30, 2009 compared to $35 million and $102 million during the same periods in 2008 primarily as a result of increased total financing spreads (the difference between yields on the Company's interest-earning assets and rates on interest-bearing liabilities). Total financing spreads averaged 225 basis points during the current quarter, compared to 164 basis points during the same period in 2008, benefiting from significantly lower borrowing rates primarily attributable to lower short-term interest rates