Man, they make Wall Street seem honest.

My wife has a Citibank Mastercard. Has the best credit, in my opinion. I did recently read that if you get those store credit cards to get $10 or $15 off and keep doing that, though you cancel them (and she does), it hurts your credit. She had her interest raised to 20% recently. She has a secure job, never is late on her payments, go figure!