I found this at the street.com ratings update. Hope this helps. Kinda disappointing. I am NOT a fan of Cramer so that it for what its worth.


We've downgraded Capital City Bank Group(CCBG Quote - Cramer on CCBG - Stock Picks), which operates as the holding company for Capital City Bank, offering commercial and retail banking services in Florida, Georgia and Alabama, from hold to sell. This rating is driven by the company's generally disappointing historical performance in the stock itself, feeble growth in its earnings per share, disappointing return on equity and weak operating cash flow.

Capital City experienced a decline in earnings per share in the most recent quarter compared with the same quarter last year, and we anticipate its two-year trend of declining EPS to continue in the coming year. The company's return on equity also decreased. Net operating cash flow fell to -$3.6 million in the most recent quarter. Net income decreased from $7.7 million to -$1.7 million.

Shares have tumbled by 57.1% over the past year, underperforming the S&P 500, but based on its current price in relation to its earnings, Capital City is still more expensive than most of the other companies in its industry.