My estimate on 3Q are:
Minimum increases in net loans to $490 million, asset to $760 million;
0.20% annualized improvement on interest margin based on asset, or $0.15 million;
Decreased overhead by $0.10 on personnel & absent of special FDIC assessment by $0.34 million;
Decreases of provision for losses by $0.50 million;
Pretax improvement over 2Q by $1.09 million, or $0.68 million;
3Q earning, $1.01 million or $0.13 per share. on 7.66 million shares.

Not as high as I first thought, but a start. It still yield about 9.5% earnings annually on $5.50 per share.