I have had this stock for a long long time. I have watched this company start up an internet bank, then fold it, buy another bank in Medford (Brookline Bank in Medford?), then shed half the new customer base (probably through their own arrogance), they are now on their fourth V.P. of retail, they bought a laundry mat in NY at just the right time to start absorbing its losses, and the one part of their business that looked promising (their auto loan business) is likely to start taking on some serious looses with a recession looming.

They are essentially still on a five-year plan to selling themselves to the highest bidder (they have been on it sense the beginning, they just keep changing the plan). Sure they did not get into the sub-prime mess, but their stock price has suffered just the same.

Their ticker symbol should be YOYO.

Should have sold it at $14 (that is when the writing was on the wall), but I did make a little money (would have probably done better to leave it in the CD).

If your smart, you won't put your money here, its going no where but down. This company is so depressing I don’t even what to short it!