Banco Santander being a part of the consortium with RBS and Fortis buying ABRN, which was a big mistake. Now that Santander has SOV and Jay did not take the offer from Citizens at a minimum of $30.00 per share, the share holders got S______. The reason Citizens wanted SOV is they where their competition and was headquartered in Boston. Now that Santander is in play and head quartered in Boston, does one think that there might be something in the cards that they try and go after Citizens or vise versa.