Don't quit on this fund! Look at the track record. It's only had Admiral Status since '01. The Investor share has been around since 1984 and has averaged 17.8% since inception. 5 years up to 1 year down. Compare VGHAX to the market as a whole and to other funds. Most are down. It's an election year and both Presidential candidates are spouting off about health care and how the government should fix it! I suggest this fund will mirror the market as a whole until after the honeymoon period (90 days) for the next administration and then take off again as it always has. Mutual funds are not for short-term thinkers. This is a great time to buy - because the price is down!