She inherited this fund several years ago, and it seems to be a good performer. Well, only 1.8% this year, but the other years were good. At distribution time come December, however, the fund always loses several dollars in NAV. Why would anyone invest right before distribution time when you know it's going down? Am I missing something?

Anyone care to share their opinion of this fund? I'm not sure how much money she has made on it in the last five years or so, but it is in a Roth IRA protected from taxes.