err, mate you aren't exactly super coherent. IF you BUY low you are break even much quicker than if you sit around and whine about a poorly timed add. You hold Whitman responsbile for the equity markets? He is up 18%+ year to day. I personally was buying the fund this year when we were down 20% so I have a 40% or so return on my adds, which are material. Investing is in active thing, you got to stick with it. Those HK land stocks are CRUSHING it.