Right now you are buying into this fund as if it was 2007 all over again. Long Term is the way to go for PRMSX and the future is bright. Financials took at hit, so what! The world isn't going to get rid of its banks anytime soon. Loading up while it’s still cheap is the best thing to do. Last year the dividend payout was $0.61 per share. As of right now I’m calculating a payout of $0.63, not a big change but $0.63 per share would be the highest pay out for this fund since Inception. Load up and accumulate shares, ride out the bumps and I know you will be very pleased with this fund 10 years down the road.