This is 12% of my money, now from last august 2008 to February I got my butt kicked as I am an aggressive investor. My whole 401 k was down 44%. Ive calculated adding 10% interest from the month before the fall to now included monies I have contributed and I am even as though Ive earned 10% all the time. Since march I am up 38 % this fund is included in my calculations