Actually I think we're pretty close to a bottom for the market as a whole. There could be a little more downside but we've reached a point where value investors might start buying bargains.

The only reason I'm unwilling to move most my funds back into this Mid Cap Growth is because I question how soon a real recovery may begin. Today's action (Monday, October 13th) appears to be a serious bounce but it remains to be seen if it's the beginning of a recovery trend.

I won't give advice but I know what I would do. If "I" had money in this fund now "I" would not move it. In addition if I were making monthly contributions to a retirement plan that included this fund I would increase that contribution particularly if I had at least 5 to 10 years till retirement. Over the long haul this fund will be worth a lot more than it is today. They have excellent management & again, if I had 5 to 10 years until I retired I would increase my contribution significantly as I see this as a buying opportunity for the long term plans!

Hope that helps.