At $51.02 this fund is a bargain. It could go lower by another buck. Who cares! This is the time to be accumulating this thing. One of the best funds out there bar none. I've had alot of my powder dry & now I'm moving it back over into this one. The markets have done a lot of churning in this range & even if we drop $2 from here I think this is pretty close to the bottom for this fund. My bet is that by the end of 2008 or early 2009,,, we're close to $60 if not back over it!