So by now we know that ODMAX, like other mutual funds, pay out a dividend in December. I also found out that of the $8.88 payout on 12/8/08, the majority was capital gains vs. dividends, but all lumped together and named "Dividend." My question is how do they determine the dividend? The above mentioned dividend was the biggest to date, yet 2008 was the worst return since the inception of ODMAX. Anyone?