This is the only business when they business can do horrible and still get paid. I think MUHLX should refund some of the investors money for helping them lose so much over such a long period of time. Ron is a joke. A two year old could do better pulling stocks out of a hat. He should just move on and retire while some still have money in this fund before everyone has had enough and everyone takes all of their money out. Come to think of it. I can't imagine why anyone would still be investing in this cracker jack box operation. They are horrible.