FURTHERMORE, read the fund's prospectus for information regarding the funds loads and expenses. Nowhere does it mention "commission". If you could buy the fund yourself, straight from the fund company you would pay the same amount of money as if you purchased it from a brokerage firm, unless of course you're paying a management fee. As far as the "commission" that you suggest, if you're going to invest, someone is going to make money, it's just a question of whether it's in the beginning or every year after that. Once again, you be the judge.