Haha. I'm sorry, I've just been looking at this fund from afar, trying to get a grasp on when I'm going to jump in when it hits bottom possibly. But it's kind of hard to want to jump in, when the YTD is -43.18%. I've looked at other funds, and when this mortgage problem started, within 2 weeks, they took out all there holdings in such companies, and invested in bonds/cds and the sort. They were at -10% YTD, but are now +3%. You are right, you'd think that they'd look at some strategic moves to stop the losses....