Vincent Montemaggiore take the wheel of this fund...they sent Romana to assist over at Diversified Int. No problem. I'll keep adding to this one for the next year or so and see how it looks in 3 - 5. Should bank, hehe, excuse the pun, a nice profit. Financials fell to 3rd in the S&P behind energy and tech. So nice long-term play for a 403B or 401K fund.