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<title><![CDATA[Fidelity US Bond Index]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/forumview?bn=32484</link>
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<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/forumview?bn=32484</link>
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<title><![CDATA[Re: Lower return rate due to falling housing market.]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/threadview?m=tm&amp;bn=32484&amp;tid=1&amp;mid=32&amp;tof=1&amp;off=1</link>
<description><![CDATA[I have been in this fund for a couple of years.   Last year, '08, it did very well considering what happened to all of my other holdings. 

I would consider this a very good/safe play.]]></description>
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<pubDate>Sun, 27 Sep 2009 00:56:49 GMT</pubDate>
<author><![CDATA[majordadsage]]></author>
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<title><![CDATA[Re: Lower return rate due to falling housing market.]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/threadview?m=tm&amp;bn=32484&amp;tid=1&amp;mid=31&amp;tof=2&amp;off=1</link>
<description><![CDATA[think twice

longer maturity

foreign bonds

lower rating

I was referring to Templeton]]></description>
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<pubDate>Sat, 19 Sep 2009 00:56:14 GMT</pubDate>
<author><![CDATA[derfberger]]></author>
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<title><![CDATA[Re: Lower return rate due to falling housing market.]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/threadview?m=tm&amp;bn=32484&amp;tid=1&amp;mid=30&amp;tof=3&amp;off=1</link>
<description><![CDATA[think twice

longer maturity

foreign bonds

lower rating]]></description>
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<pubDate>Sat, 19 Sep 2009 00:56:13 GMT</pubDate>
<author><![CDATA[derfberger]]></author>
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<title><![CDATA[Re: Lower return rate due to falling housing market.]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/threadview?m=tm&amp;bn=32484&amp;tid=1&amp;mid=29&amp;tof=4&amp;off=1</link>
<description><![CDATA[I'm getting out going into Templeton Global]]></description>
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<pubDate>Sat, 19 Sep 2009 00:54:39 GMT</pubDate>
<author><![CDATA[derfberger]]></author>
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<title><![CDATA[Re: Lower return rate due to falling housing market.]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/threadview?m=tm&amp;bn=32484&amp;tid=1&amp;mid=28&amp;tof=5&amp;off=1</link>
<description><![CDATA[Looks like I was wrong about the value of this fund declining. The fund seems to be in "steady as she goes" mode. Don't understand how this possible.... Are the mortgage derivatives worth anything or not?]]></description>
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<pubDate>Fri, 17 Jul 2009 17:05:22 GMT</pubDate>
<author><![CDATA[lemurslow]]></author>
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<title><![CDATA[Re: Current Market]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/threadview?m=tm&amp;bn=32484&amp;tid=7&amp;mid=27&amp;tof=6&amp;off=1</link>
<description><![CDATA[How's this turd working out for you?]]></description>
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<pubDate>Tue, 18 Nov 2008 22:55:11 GMT</pubDate>
<author><![CDATA[kiltyoneal]]></author>
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<title><![CDATA[Re: Current Market]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/threadview?m=tm&amp;bn=32484&amp;tid=7&amp;mid=26&amp;tof=7&amp;off=1</link>
<description><![CDATA[Ok my charts are suggesting the market is very near a bottom. Plus keep this in mind when your looking to buy anything that has been going down. For example; Long-term vs. short-term capital gains taxes. ST taxes are higher than LT taxes. That is basic but October 2007 was the high for S&P500, INDU, and etc. For those that shorted the market then may now be looking to lock in their LT gains. Which means the market will more than likely make a ST low by end of next week and then rally up to resistance, because those that shorted may be buying to lock in the LT gains. But technically I am looking for INDU to reach 7,500, S&P500 reach 800, and NYSE to reach 5,000.
Best wishes,
Burt]]></description>
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<pubDate>Fri, 10 Oct 2008 06:48:46 GMT</pubDate>
<author><![CDATA[rbw1226]]></author>
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<title><![CDATA[Re: Current Market]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/threadview?m=tm&amp;bn=32484&amp;tid=7&amp;mid=25&amp;tof=8&amp;off=1</link>
<description><![CDATA[The savings keep piling up. FRESX down 10% today...would have lost a small fortune. I'll take the small loss in FBIDX any day. It would have probably been better to just shift everything into the stable value fund, but I can't complain. The market is only going down further from here. I hope everyone is avoiding stocks. Hopefully that's the only reason why anybody would be reading a bond fund message board in the first place.]]></description>
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<pubDate>Fri, 10 Oct 2008 06:48:45 GMT</pubDate>
<author><![CDATA[BigMoney101]]></author>
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<title><![CDATA[Re: Current Market]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/threadview?m=tm&amp;bn=32484&amp;tid=7&amp;mid=24&amp;tof=9&amp;off=1</link>
<description><![CDATA[Saved $4,500 by getting out of FRESX before today's drop. It's going to be nice to sit on the sideline and hope for the worst. Disappointing to see FBIDX drop today, but the POS I got out of dropped 8.8%, so I'll take it. It was funny to see the Dow go from -800 to -300 yesterday. WHO WAS BUYING to make it rebound slightly? That it money they were flushing down the toilet. Does anybody anticipate any good news that will turn the market and economy around? No way. It would have to be great news, and sustainable news, and that is not going to happen. 

Good luck to all.

BigMoney101

Disclaimer: I have no idea what I'm talking about.]]></description>
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<pubDate>Wed, 08 Oct 2008 02:35:10 GMT</pubDate>
<author><![CDATA[BigMoney101]]></author>
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<title><![CDATA[Re: Current Market]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/threadview?m=tm&amp;bn=32484&amp;tid=7&amp;mid=23&amp;tof=10&amp;off=1</link>
<description><![CDATA[Hear that fellas? It's a buy signal...   :)]]></description>
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<pubDate>Wed, 08 Oct 2008 02:35:10 GMT</pubDate>
<author><![CDATA[sgsili]]></author>
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<title><![CDATA[Re: Current Market]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/threadview?m=tm&amp;bn=32484&amp;tid=7&amp;mid=22&amp;tof=11&amp;off=1</link>
<description><![CDATA[Haha. The Dow got down to 7,800 in 2003, and the economy is so much worse five years later. I see no reason why it won't crash to the 5,000's or 6,000's very soon. I've gotten killed in stocks over the past two weeks. It's never too late to cut your losses right now, so I'm out at today's close. I just hope I don't lose TOO much today. Ugh, it's looking really, really bad. I'm putting half back in this FBIDX fund and half in 'FID MGD INC PORT II' which is a stable value fund that my 401k offers and which seems to return around 4% regardless. I have no idea if FBIDX is the place to be when the market collapses, but it has to be better than stocks. 

Good luck to all.]]></description>
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<pubDate>Mon, 06 Oct 2008 21:41:12 GMT</pubDate>
<author><![CDATA[BigMoney101]]></author>
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<title><![CDATA[Re: Current Market]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/threadview?m=tm&amp;bn=32484&amp;tid=7&amp;mid=21&amp;tof=12&amp;off=1</link>
<description><![CDATA[tell us what you're thinking and we'll go the other way ☺]]></description>
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<pubDate>Mon, 06 Oct 2008 14:46:44 GMT</pubDate>
<author><![CDATA[sgsili]]></author>
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<title><![CDATA[Re: Current Market]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/threadview?m=tm&amp;bn=32484&amp;tid=7&amp;mid=20&amp;tof=13&amp;off=1</link>
<description><![CDATA[The downturn the last two days has made me feel a bit better :)

Just goes to show why I stopped daytrading in 2000.   When I start to think one way, the market goes the other.   Happens every time.]]></description>
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<pubDate>Thu, 02 Oct 2008 22:38:55 GMT</pubDate>
<author><![CDATA[BigMoney101]]></author>
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<title><![CDATA[Re: Current Market]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/threadview?m=tm&amp;bn=32484&amp;tid=7&amp;mid=19&amp;tof=14&amp;off=1</link>
<description><![CDATA[70/30 would not be a bad mix at this point. I would avoid any funds that hold financials or housing stocks at this point in time. Look for big/cap companies with lot's of cash on hand. A little bit in a commodity fund, a gold ETF or agricultural ETF wouldn't be a bad move either.]]></description>
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<pubDate>Fri, 28 Mar 2008 00:11:02 GMT</pubDate>
<author><![CDATA[hofmanjames]]></author>
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<title><![CDATA[Re: Current Market]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/threadview?m=tm&amp;bn=32484&amp;tid=7&amp;mid=18&amp;tof=15&amp;off=1</link>
<description><![CDATA[We all know the economy sucks.   However, the market is news driven, and everybody has already received the news that the economy is in trouble.   Might we see stocks stabilize from here?   Is it time to get partially back in?   Maybe 70/30 or 60/40 (bonds/stocks)?]]></description>
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<pubDate>Thu, 27 Mar 2008 10:55:07 GMT</pubDate>
<author><![CDATA[BigMoney101]]></author>
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<title><![CDATA[Re: Current Market]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/threadview?m=tm&amp;bn=32484&amp;tid=7&amp;mid=17&amp;tof=16&amp;off=1</link>
<description><![CDATA[So in layman's terms, if the market crashes dramatically, it's best not to be in FBIDX (and, of course, any stock fund)?   And it would be better to be in a stable value fund?]]></description>
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<pubDate>Tue, 18 Mar 2008 08:04:31 GMT</pubDate>
<author><![CDATA[BigMoney101]]></author>
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<title><![CDATA[Re: Current Market]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/threadview?m=tm&amp;bn=32484&amp;tid=7&amp;mid=16&amp;tof=17&amp;off=1</link>
<description><![CDATA[Bigmoney, the yield generally goes up if the stock market goes up and the PPS for the fund goes down and vice/versa if the market goes down. It doesn't always work out that way (such as today, when the market has no sense of direction), but under normal cicumstances that how it usually works.]]></description>
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<pubDate>Tue, 18 Mar 2008 08:04:30 GMT</pubDate>
<author><![CDATA[hofmanjames]]></author>
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<title><![CDATA[Re: Current Market]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/threadview?m=tm&amp;bn=32484&amp;tid=7&amp;mid=15&amp;tof=18&amp;off=1</link>
<description><![CDATA[FBIDX does seem to fall slightly when the market falls these days.   It used to be the opposite where it would rise any time stocks fell.   I have half in the following Fidelity Stable Value fund.

Managed Income Portfolio II Class 1    

I wonder if it's time to move all into stable value?]]></description>
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<pubDate>Mon, 17 Mar 2008 23:53:38 GMT</pubDate>
<author><![CDATA[BigMoney101]]></author>
</item><item>
<title><![CDATA[Re: Current Market]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/threadview?m=tm&amp;bn=32484&amp;tid=7&amp;mid=14&amp;tof=19&amp;off=1</link>
<description><![CDATA[Rumpuscap, you are correct in your analogy that certain bonds that this fund holds could adversely affect it's performance. If you want a bond fund that holds only treasuries for security sake, try one of the Vanguard Treasury Bond Funds. I would probably opt for one of those funds myself, but none are available through my 401k plan. Hope this helps.]]></description>
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<pubDate>Tue, 11 Mar 2008 00:15:14 GMT</pubDate>
<author><![CDATA[hofmanjames]]></author>
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<title><![CDATA[Re: Current Market]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/threadview?m=tm&amp;bn=32484&amp;tid=7&amp;mid=13&amp;tof=20&amp;off=1</link>
<description><![CDATA[Hey, I've also moved most of my 401K into bond funds like this, but I'm concerned that this recession is fundamentally different than the last and will ultimately affect bonds differently (i.e. not positively).   The last recession was partly caused by the popping of an stock market bubble, but this one a debt bubble.   The trouble bond insurers are in is good evidence and that has leaked over into municipal bonds.    I just saw an article stating that there is some concern about the Fannie Mae's even:
<a href=http://www.reuters.com/article/bondsNews/idUSN0619779920080306>http://www.reuters.com/article/bondsNews/idUSN0619779920080306</a>

see the holdings of FBIDX to see why that's relevant to you.]]></description>
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<pubDate>Mon, 17 Mar 2008 02:47:10 GMT</pubDate>
<author><![CDATA[rumpuscat]]></author>
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<title><![CDATA[Re: Current Market]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/threadview?m=tm&amp;bn=32484&amp;tid=7&amp;mid=12&amp;tof=21&amp;off=1</link>
<description><![CDATA[Smart move Bigmoney. As the stock market tanks, this fund should generate decent returns with little. When stocks eventaully stabilize and volitility diminishes, I will move back into the market. I currently have about $260k in this fund and another $130k in gold mining stocks.]]></description>
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<pubDate>Fri, 07 Mar 2008 02:42:18 GMT</pubDate>
<author><![CDATA[hofmanjames]]></author>
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<title><![CDATA[Re: Current Market]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/threadview?m=tm&amp;bn=32484&amp;tid=7&amp;mid=11&amp;tof=22&amp;off=1</link>
<description><![CDATA[I expect the market to perform disasterously for the forseeable future.   I moved everything out of stocks (RGAEX & RIMSX) and into FBIDX and a Fidelity stable value fund in January.   So far, this move has saved me $3000+.   

They say not to touch your 401k..."it's a long-term investment, blah blah blah"...but why sit there and watch your REAL money go down 10%, 20%, 30%, etc?   That is old thinking.   This isn't 1985.   Those same people don't check their fund's performance until their broker sends them a quarterly statement in the mail (remember those days?).

Like the other guy said, check what FBIDX did in the last bear market...UP 12.11%.   A stock fund, like FLPSX, for example, was DOWN 9.29% in the same period.   FBIDX's worst year ever was -2.61%.   Heck, a good savings account (such as Etrade) will pay you higher interest than that and more than offset a 2.61% loss.

I've slept well since I took my money out of stocks in January.   I was able to watch Friday's 300+ point drop and not care at all.   I know I'm bad, but I actually kind of hope for big losses.   If I were still in stocks, I'd be seriously stressed out.   I'll get back into stocks eventually.   I can't live comfortably in retirement on 5-7% returns, but it'll be a while before the market bottoms out and it's time to do that.

Whatever you decide, best of luck to you.]]></description>
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<pubDate>Tue, 04 Mar 2008 00:25:54 GMT</pubDate>
<author><![CDATA[BigMoney101]]></author>
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<title><![CDATA[Re: Current Market]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/threadview?m=tm&amp;bn=32484&amp;tid=7&amp;mid=10&amp;tof=23&amp;off=1</link>
<description><![CDATA[Exactly. Good time to buy.]]></description>
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<pubDate>Sat, 16 Feb 2008 15:14:07 GMT</pubDate>
<author><![CDATA[bozworth52]]></author>
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<title><![CDATA[Re: Current Market]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/threadview?m=tm&amp;bn=32484&amp;tid=7&amp;mid=9&amp;tof=24&amp;off=1</link>
<description><![CDATA[Take a look at the returns during the last bear market under past performance. That should answer your question.]]></description>
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<pubDate>Sat, 16 Feb 2008 15:14:06 GMT</pubDate>
<author><![CDATA[hofmanjames]]></author>
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<title><![CDATA[Re: Current Market]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/threadview?m=tm&amp;bn=32484&amp;tid=7&amp;mid=8&amp;tof=25&amp;off=1</link>
<description><![CDATA[hard to say... does anyone have some insights into how bond insurers being at risk of downgrades could affect a fund such as this?]]></description>
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<pubDate>Fri, 01 Feb 2008 13:45:42 GMT</pubDate>
<author><![CDATA[rumpuscat]]></author>
</item><item>
<title><![CDATA[Current Market]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/threadview?m=tm&amp;bn=32484&amp;tid=7&amp;mid=7&amp;tof=26&amp;off=1</link>
<description><![CDATA[Time to put some money in this Fund?]]></description>
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<pubDate>Tue, 18 Nov 2008 22:55:10 GMT</pubDate>
<author><![CDATA[jaime_saldarriaga2005]]></author>
</item><item>
<title><![CDATA[Re: Lower return rate due to falling housing market.]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/threadview?m=tm&amp;bn=32484&amp;tid=1&amp;mid=5&amp;tof=27&amp;off=1</link>
<description><![CDATA[Perhaps today's news will change your mind:

July 10 (Bloomberg) -- Standard & Poor's said it may cut the credit ratings on $12 billion of bonds backed by subprime mortgages, prompting investors to dump the securities...

<a href=http://www.bloomberg.com/apps/news?pid=20601087&sid=aFS746x.HOnc&refer=home>http://www.bloomberg.com/apps/news?pid=20601087&sid=aFS746x.HOnc&refer=home</a>]]></description>
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<pubDate>Fri, 17 Jul 2009 17:05:22 GMT</pubDate>
<author><![CDATA[lemurslow]]></author>
</item><item>
<title><![CDATA[Re: Lower return rate due to falling housing market.]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/threadview?m=tm&amp;bn=32484&amp;tid=1&amp;mid=4&amp;tof=28&amp;off=1</link>
<description><![CDATA[what is your doubt based upon? the other bond fund in my 401k is also heavy into morgage backed bonds, which given the unknows gives one pause - if you are inclined to think about it]]></description>
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<pubDate>Thu, 03 May 2007 19:20:00 GMT</pubDate>
<author><![CDATA[heroicactionzzzzzz]]></author>
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<title><![CDATA[Re: Lower return rate due to falling housing market.]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/threadview?m=tm&amp;bn=32484&amp;tid=1&amp;mid=2&amp;tof=29&amp;off=1</link>
<description><![CDATA[I'd like the answer to that myself.   1/4 of my 401k is invested in this.]]></description>
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<pubDate>Sat, 03 Mar 2007 13:41:46 GMT</pubDate>
<author><![CDATA[]]></author>
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<title><![CDATA[Lower return rate due to falling housing market.]]></title>
<link>http://messages.finance.yahoo.com/Mutual_Funds_%28A_to_Z%29/Mutual_Funds_F/threadview?m=tm&amp;bn=32484&amp;tid=1&amp;mid=1&amp;tof=30&amp;off=1</link>
<description><![CDATA[Over 50% of the holdings in this fund are associated with mortgage backed securities (MBS) and other mortgage related derivatives.   Will the impending decline in the housing market cause a dramatic decrease in returns for this fund?]]></description>
<guid isPermaLink="false"><![CDATA[thread-32484-1]]></guid>
<ymb:replies><![CDATA[8]]></ymb:replies>
<pubDate>Sun, 27 Sep 2009 00:56:49 GMT</pubDate>
<author><![CDATA[lemurslow]]></author>
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