Sorry I didn't look at the fine print on page hundred and something of the prospectus. Direxion funds are talked about in this article:
http://seekingalpha.com/article/35789-th...

Basically leveraged funds go down alot faster than they go up.
On to Vanguard with whatever I have left. Direxion shouldn't be calling DXZLX a mutual fund due to it's lack of consistency.